Do I Need to Wait for My UTR to Apply for a Business Bank Account?

No. You can apply for a business bank account immediately after incorporation. Banks typically require only your incorporation documents, which are available in your Osome account under the 'Files' tab.

Your company’s UTR (Unique Taxpayer Reference) is sent to your registered office a few weeks after incorporation. You can use it for HMRC filings once received.

Find your UTR number on the gov.uk website.